8udget

8udget is a modern AI-powered personal finance management app designed to help you take control of your money with smart insights and automation. It combines intelligent expense tracking, budget management, investment portfolio monitoring, and net worth tracking in one comprehensive platform. Available on iOS, Android, macOS, and web, 8udget works offline-first with seamless cloud sync, ensuring your financial data is always accessible. With features like AI receipt scanning and bank statement import, it transforms how you manage your finances by automatically categorizing transactions and providing actionable insights.

Getting started with 8udget is simple and takes just a few minutes to set up.

1. Download and Create Account Download 8udget from the App Store, Google Play, Mac App Store, or access it via web browser. Create a free account to get started immediately with no credit card required.

2. Add Your Accounts and Assets Set up your financial accounts by adding bank accounts, credit cards, investment portfolios, and other assets. You can track your complete financial picture including liabilities for net worth monitoring.

3. Scan Receipts and Import Statements Use the AI-powered receipt scanning feature to snap photos of receipts for instant expense tracking. Import bank statements and let the AI automatically categorize months of transactions in minutes.

4. Set Budgets and Goals Create monthly or yearly budgets with category-wise breakdowns. Set savings targets and financial milestones to track your progress toward achieving your financial goals.

5. Monitor and Analyze Use the beautiful, interactive charts to visualize spending patterns and trends. Track your investment portfolio with real-time Yahoo Finance integration and receive bill reminders to never miss a payment.

AI Receipt Scanning Snap a photo of any receipt and get instant expense tracking. The AI reads receipts in seconds and automatically categorizes every purchase for effortless expense logging.

AI Bank Statement Import Import months of transactions in minutes by uploading bank statements. The AI organizes and categorizes your spending automatically, saving hours of manual data entry.

Investment Portfolio Tracking Monitor your portfolio performance with real-time Yahoo Finance integration across all your accounts, keeping you informed about your investments at a glance.

Net Worth Tracking Get a comprehensive overview of your financial health with all assets and liabilities displayed in one place, showing your true net worth at any moment.

Budget Management Set and monitor monthly or yearly budgets with detailed category-wise breakdown and insights, helping you stay on track with your financial plans.

Multi-Currency Support Track expenses in any currency with automatic conversion rates, perfect for global finances and international transactions.

Bank-Level Security Your data is protected with AES encryption for local storage, secure cloud sync, and platform-specific credential storage ensuring maximum security.

#1 Personal Expense Tracking Individuals who want to understand where their money goes can use 8udget to track daily expenses, categorize spending, and identify areas to cut back. The AI receipt scanning makes logging purchases as easy as taking a photo.

#2 Budget Planning and Management Families or individuals looking to stick to a budget can set monthly limits by category, receive alerts when approaching limits, and analyze spending patterns to make better financial decisions.

#3 Investment Portfolio Monitoring Investors can track their stock portfolio, mutual funds, and other investments in one place with real-time data from Yahoo Finance, eliminating the need to check multiple apps or platforms.

#4 Net Worth Growth Tracking Those focused on building wealth can monitor their complete financial picture including assets, liabilities, and investments to track net worth growth over time.

#5 Bill and Subscription Management Users can set up bill reminders with automatic matching and due date alerts to never miss a payment, avoiding late fees and maintaining good credit.

#6 Multi-Device Financial Management Professionals who work across multiple devices can enjoy seamless sync between iOS, Android, macOS, and web, with offline-first functionality ensuring access even without internet.

Is 8udget free to use? Yes, 8udget offers a free offline-only version with core features limited to 50 transactions. However, AI features like receipt scanning and bank statement import, along with unlimited transactions and cloud sync, require a premium subscription.

What platforms does 8udget support? 8udget is available on iOS, Android, macOS, and web browsers. You can use the same account across all platforms, and your data syncs seamlessly with the premium subscription.

How does the AI receipt scanning work? Simply take a photo of your receipt using the app. The AI reads the receipt content in seconds and automatically categorizes the expense, saving you time on manual data entry.

Is my financial data secure? Absolutely. 8udget uses AES encryption for local data storage, secure cloud sync protocols, and platform-specific credential storage to ensure bank-level security for all your financial information.

Can I cancel my subscription anytime? Yes, you can cancel your subscription at any time. If you cancel, you will retain access to premium features until the end of your current billing period.